Privacy Policy

1. Information We Collect

Account Information

When you create an account, we collect your email address and authentication credentials provided by OAuth providers (Google, etc.). We do not store your passwords.

Portfolio Data

When you build or save a portfolio, we store the stock symbols and quantities you enter.

Usage Data

We automatically collect:

• Log data (IP address, browser type, pages visited)
• Device information
• Cookies and similar tracking technologies

2. How We Use Your Information

We use the collected information to:

• Provide and maintain the Service
• Display your portfolio data and analytics
• Calculate Safe Scores and investment metrics
• Send service-related notifications
• Improve and optimize the Service
• Prevent fraud and abuse

3. Data Storage and Security

We store your data securely using industry-standard encryption methods. Your portfolio data is encrypted at rest and in transit. We implement appropriate technical and organizational measures to protect your personal information.

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee absolute security.

4. Third-Party Services

Authentication Providers

We use NextAuth.js with Google OAuth for authentication. Your login credentials are never stored on our servers.

Data Providers

We use EODHD API to fetch market data and company information. This data is used solely for displaying stock information and calculating metrics.

5. Data Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your data only in the following circumstances:

• With your consent: When you explicitly authorize us to share information
• For legal reasons: When required by law or to protect our rights
• Service providers: With trusted third-party service providers who assist in operating our Service (under strict confidentiality agreements)

6. Your Data Rights

You have the right to:

• Access: Request a copy of your personal data
• Rectification: Correct inaccurate or incomplete data
• Deletion: Request deletion of your account and personal data
• Data portability: Receive your data in a machine-readable format

To exercise these rights, please contact us at: privacy@morindex.com

7. Cookies

We use cookies and similar tracking technologies to track activity on our Service and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

8. Children's Privacy

Our Service is not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you become aware that a child has provided us with personal information, please contact us.

9. International Data Transfers

Your information may be transferred to and maintained on servers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ. By using our Service, you consent to this transfer.

10. Changes to Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

• Email: privacy@morindex.com
• Website: https://morindex.com